Business Line of Credit
Get flexible access to capital when you need it. Borrow, repay, and reuse funds with a revolving line of credit designed for your business's cash flow needs.
$10k - $5mm
Credit Amount
Up to 24 months
Repayment Terms
Revolving
Credit Type
How It Works
Apply Online
Complete our simple application in minutes. We'll review your business financials and credit history.
Get Approved
Receive a decision within 24-48 hours. We'll determine your credit limit based on your business qualifications.
Access Funds
Draw from your line of credit as needed. Only pay interest on what you borrow, and reuse funds as you repay.
Key Benefits
Flexible Access
Borrow only what you need, when you need it. Perfect for managing cash flow gaps and seasonal fluctuations.
Pay Interest Only on What You Use
Unlike traditional loans, you only pay interest on the amount you've drawn from your line of credit.
Revolving Credit
As you repay what you've borrowed, those funds become available to use again.
Quick Approval
Get a decision in 24-48 hours and access funds quickly when opportunities arise.
Build Business Credit
Responsible use of your credit line helps establish and improve your business credit score.
No Collateral Required
Many lines of credit are unsecured, requiring no collateral for qualified businesses.
Qualification Requirements
- Credit Score: Personal credit score of 600+ preferred
- Time in Business: Minimum 6 months operating history
- Annual Revenue: $100,000+ in annual revenue
- Cash Flow: Consistent monthly revenue and positive cash flow
- Documentation: Bank statements, tax returns, and financial statements
Common Uses
Cash Flow Management
Bridge gaps between payables and receivables
Inventory Purchases
Stock up for peak seasons or bulk discounts
Emergency Expenses
Cover unexpected costs without stress
Growth Opportunities
Seize time-sensitive business opportunities