Commercial Real Estate Financing
Secure financing for commercial property purchase, refinance, or construction. Build equity and establish your business in your own location.
$100k - $20mm
Loan Amount
Up to 25 years
Repayment Terms
70-80% LTV
Loan-to-Value Ratio
Property Types We Finance
Office Buildings
Professional office spaces and complexes
Retail Spaces
Storefronts, shopping centers, and malls
Industrial Properties
Warehouses, manufacturing, distribution
Mixed-Use Buildings
Combined commercial and residential
Hospitality
Hotels, motels, and lodging facilities
Healthcare Facilities
Medical offices and clinics
Special Purpose
Gas stations, car washes, restaurants
Multifamily
Apartment buildings and complexes
Key Benefits
Build Equity
Own your property and build business equity instead of paying rent to a landlord.
Tax Advantages
Deduct mortgage interest, property taxes, and depreciation on your business taxes.
Fixed Payments
Lock in fixed monthly payments and protect against future rent increases.
Long-Term Financing
Terms up to 25 years provide affordable monthly payments and predictable costs.
Flexible Terms
Multiple financing options including purchase, refinance, and cash-out refinancing.
Property Appreciation
Benefit from property value appreciation over time as your business grows.
Qualification Requirements
- Credit Score: Personal credit score of 680+ and strong business credit
- Down Payment: 20-30% down payment based on property type and credit
- Debt Service Coverage: DSCR of 1.25 or higher (property income covers debt)
- Business Structure: LLC, corporation, or partnership required
- Property Requirements: Business must occupy at least 51% of building
- Documentation: Tax returns, financials, rent rolls (if applicable), property appraisal
Financing Options
Purchase Financing
Buy commercial property for your business operations or investment purposes.
Refinance
Lower your rate or adjust terms on existing commercial property loans.
Cash-Out Refinance
Extract equity from your property for business expansion or improvements.
Bridge Loans
Short-term financing for property acquisition while arranging permanent financing.
Fix & Flip
Finance property acquisition and renovation for commercial property investors.
Construction-to-Permanent
Finance construction and automatically convert to permanent financing upon completion.
Other Financing Options
Ready to Own Your Commercial Property?
Apply now and take the first step toward owning your business location.